There are many moving parts when it comes to planning a home renovation in Victoria. First, you need to figure out your reasons for a renovation to identify what’s missing from your home and why it’s important to you. Are you looking for more living space? Are you embarrassed by your current kitchen? Or maybe you’re dreaming of a luxurious spa bathroom to soak away the stress? Once you have the why figured out, you then need to choose a renovation contractor you can trust to do the job well, do the job right, and take care of everything from start to finish. Then it’s planning, budgets, designs, schedules, construction, and clean-up, and before you know it, you’re sitting in your updated home enjoying the new space that perfectly suits you and your lifestyle.

One of the steps that is rarely mentioned during the planning process is the insurance required to keep you and your builder protected for the duration of your renovation. There are two sides to insurance: the coverage you want your contractor to carry and the coverage you need to protect your home and investment.

At MAC, we carry $5 million in commercial general liability insurance, as well as vehicle insurance and workers compensation insurance to protect our team and equipment, and for our homeowners, we require them to maintain Builders Risk Insurance for the entire renovation.